Pinnacle was established to provide professional risk management and insurance advisory services to those charged with the protection of their company's assets. We assist both corporate risk managers and corporate executives, who may not employ a full-time risk manager, with their risk management and insurance needs. Pinnacle also assists small business' executives understand the risks inherent within their business enterprise and how to manage those risks.

As an independent risk management consulting organization, Pinnacle is not associated with any insurance company, insurance agency or broker, or any other service provider. Since our income is not derived from the placement or underwriting of insurance, the resulting independence and objectivity provides our clients with assurance that our advice and counsel is based solely upon your best interests and needs.

Our priorities are to develop high quality, innovative solutions to your insurance risk management needs in order to enhance the protection of assets while minimizing costs. We dedicate our resources to helping clients choose the best alternative from a wide range of options.

Having learned from years of experience, we do not take a theoretical approach in providing our advice and counsel; instead we strive to become a business partner. As a partner, we first develop an understanding of our client's operations and culture, along with their tolerance for risk retention or preference for risk transfer. In taking such an approach, it allows Pinnacle to produce practical recommendations.

Pinnacle provides its services on either an annual retainer basis; hourly or project fee. All negotiated fees exclude any out-of-pocket expenses, which are billed at cost and supported by receipt (upon request).